A new, more predictive means of credit score calculation may impact FICO credit scores for millions of people. The Fair Isaac Corporation’s new FICO Score 10 Suite increases the data used in determining a person’s FICO score. The new scoring model seeks to increase a lender’s ability to predict loan risks by offering a broader […] Read more
There is now no doubt that coronavirus is seriously beginning to affect the market. It appears to be affecting markets all across the board, which has dropped considerably. The only thing doing well today is gold. Gold prices today have reached the highest levels since 2013. Coronavirus continues to spread and the news coming out […] Read more
In a January 28 International Monetary Fund (IMF) blog post, Tobias Adrian, Financial Counsellor and Director of the IMF’s Monetary and Capital Markets Department, and Fabio M. Natalucci, Deputy Director of the Monetary and Capital Markets Department, warned of middle-term risks to the global economy. Pointing to “the continued buildup of financial vulnerabilities,” they advised […] Read more
On Monday, Brent crude price dipped to $58.99, according to CNBC. West Texas Intermediate crude also fell, trading at $52.70. This downward price pressure in the midst of a global oil glut has brought prices to their lowest points since October 2019. Industry analysts point to coronavirus concerns as a factor that may prove to […] Read more
Unexpected problems can occur to businesses of any size. Having the right business insurance can enable your business to continue in spite of them; otherwise, it could spell the end of your business and set you back financially for years. Business liability insurance is designed to protect you against lawsuits, helping your business to continue. […] Read more
Ideally suited to small businesses, relationship marketing can be a powerful growth driver for your business. This type of marketing could almost be described as a reactionary trend against the constant up-sell hucksterism and phony, means-to-an-end friendliness that marks much of modern marketing. As a recent Engagement Factory article points out, many consumers are walking away from […] Read more
Over the last few days, investors have had one eye on China and the other eye on the World Economic Forum in Davos, Switzerland. The eye on China is concerned about the Coronavirus and how it is spreading with investors wondering what impact it will have on the global economy. China has already taken extreme […] Read more
Last year, national retailers closed more than 9,000 stores and, according to a January 24 USA Today report, the door shutting isn’t done. A group of national retailers that includes Pier 1 Imports, J.C. Penney, Macy’s, Express, Papyrus and Bed Bath & Beyond have announced plans to close over 1200 stores. Changing consumer behavior and […] Read more
He calls himself a “progressive,” or when pushed, a “democratic Socialist.” But is that a smokescreen for the real Bernie Sanders? Is he a lifelong, diehard, full-blown Communist? Let’s look at his past and his actions. Bernie Sanders has a lifelong, radical-communist history. In 1964, when he was a student at the University of Chicago, […] Read more
Emotions continue to play a large part in investing and real estate prices. There is little doubt that what is happening to cause the current elevated value of stock prices and home prices is being caused by emotions. As long as people can make a profit – or believe that they can – it is […] Read more
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